Small Loan is a product which is offered to women who engage in micro-entrepreneurial activities centred around their households to either augment the existing income or improve their living conditions.

The key features of this loan are:

  • The loan is for expansion of small businesses only.
  • Helps underprivileged to overcome the dependency on moneylenders.
  • Develops a self-help mentality and self-employment capacities of the entrepreneurs.
  • Makes the underprivileged communities self-reliant through involving in income-generating activities.

Loan ceiling (1st loan)

TZS 400,000 - 600,000

Follow-on loan

Up to TZS 400,000

Insurance / loan processing fees


No. of instalments


Loan duration / period

06/08/10 months

Processing time for 1st loan

1 - 2 weeks

Grace period

7 days

Age limit

18 – 55

Maximum loan limit

Not yet fixed

Collateral requirement

Not required