Small Loan is a product which is offered to women who engage in micro-entrepreneurial activities centred around their households to either augment the existing income or improve their living conditions.
The key features of this loan are:
- The loan is for expansion of small businesses only.
- Helps underprivileged to overcome the dependency on moneylenders.
- Develops a self-help mentality and self-employment capacities of the entrepreneurs.
- Makes the underprivileged communities self-reliant through involving in income-generating activities.
| Loan ceiling (1st loan) | TZS 400,000 - 600,000 | 
| Follow-on loan | Up to TZS 400,000 | 
| Insurance / loan processing fees | Applicable | 
| No. of instalments | 25/32/40 | 
| Loan duration / period | 06/08/10 months | 
| Processing time for 1st loan | 1 - 2 weeks | 
| Grace period | 7 days | 
| Age limit | 18 – 55 | 
| Maximum loan limit | Not yet fixed | 
| Collateral requirement | Not required | 
